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It shows you have managed credit well for a significant amount of time.
Consider the pros of cons before you close any accounts (if they are tempting you to overspend).
For example, get your Experian Report in January, Equifax in May, and Trans Union in September.
“Remember that credit report information comes from the companies who have accounts with you.
If you need to fix your credit report, here are the steps to take (and online apps you need) to get your credit report updated quickly, without paying hundreds of dollars to “credit repair” clinics.
If you’re not looking to repair your credit yourself, then we recommend you go with one of these top credit repair companies.
Today we wanted to show you a complete guide to do-it-yourself credit repair.The Fair and Accurate Credit Transactions Act (FACTA) entitles you to one free credit report each year from Experian, Equifax, and Trans Union and you can get this through Annual Credit or by calling 1-877-322-8228.In addition, you may request a free report directly from the credit reporting companies in certain circumstances.Disputes are not reported in your history and are not scored.Disputing inaccurate information is exactly what you should do to help ensure your credit history is correct.